Planning a vacation isn’t as hassle free as it seems, mainly because somethings are always beyond control. Hence, a need for travel insurance. Therefore, A.A.S. Flight Solutions advises its clients to always have one, as it can be a life saviour in cases of unforeseen emergencies. A travel insurance intends to cover medical expenses, flight accidents, lost luggage, trip cancellation, & various losses faced while traveling.
There are several types of travel insurances to choose from, depending on the type of trip and length of stay. The first and most common is Trip Cancellation/Interruption coverage. Most of these policies cover cancellations due to weather, sudden illness or death, jury duty, emergency military duty, and bankruptcy of an airline or cruise line prior to the departure. The others types being Medical Insurance, Evacuation Insurance, Baggage and Personal Items Loss, & Life Insurance.
What’s the need of a Travel Insurance?
Life throws curveballs. Even with extensive planning and state-of-the-art arrangements, life can throw curveballs that can be hard to dodge. A travel insurance plan can provide compensation for non-refundable tours in case of trip cancellation due to certain reasons (including serious illness or injury of a family member or travel companion, as well as employer termination, military obligations, & jury duty).
Go weather-wise or otherwise. Every once in a while weather can throw surprises like a hurricane, a blizzard, etc., which can drastically alter your travel plans. The essential insurance plan can cover trip cancellation in case your airline or travel supplier stops offering services where you’re departing or arriving due to bad weather.
Flights get delayed and cancelled. About 19% of flights get delayed each year & thousands get cancelled each month, leaving travelers with the option of sudden rescheduling that often gets expensive. An appropriate travel insurance will help you bear the burden.
For bumps on the road. Minor injuries or major accidents can very easily turn a planned trip into an unplanned nightmare. These things are always uncalled for but can happen anytime. Although, essential plan does not cover medical emergencies, it can hugely help by covering trip interruptions caused by a covered disabling injury or illness. However, keep in mind that the essential plan does not cover any loss occurred while indulging in high-risk activities, such as skydiving, trekking, skiing, etc. Moreover, it is advisable to undergo a medical check-up by a doctor before trip cancellation or interruption.
Our Travel Insurance providers:
Bajaj Allianz General Insurance
Bharti AXA General Insurance
HDFC ERGO General Insurance
ICICI Lombard General Insurance
IFFCO-Tokio General Insurance
Reliance General Insurance
Religare Health Insurance
Tata AIG General Insurance
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